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Products
Critical Illness Insurance
Lump Sum Paid Directly to the Insured
- Employee coverage available up to $50,000
- Spouse coverage available up to $25,000
25% Child Benefit at No Additional Cost
- Each dependent child is covered at 25 percent of the primary insured amount
Additional Occurrence and Re-occurrence Benefits
- Full benefits paid for each occurrence of the same covered illness
$50 Annual Health Screening Benefit
Guarantee Issue
- Available for employee and spouse
Simplified Underwriting
- Answer three knock-out health questions
Same day coverage
- Coverage effective on application date
Portable Coverage
- Employees can keep coverage at same rates and benefits after leaving employment, as long as the master policy is in effect (with certain stipulations)
Covered Critical Illnesses
- Internal Cancer
- Heart Attack
- Stroke
- Major Organ Transplant
- Renal Failure (End Stage)
- Carcinoma in situ
- Coronary Artery Bypass Surgery
Optional Heart Rider
- Coronary Artery Bypass Surgery
- Mitral Valve Replacement or repair
- Aortic Valve Replacement or repair
- Abdominal Aortic Aneurysm Surgery
- Angio Jet Clot Busting
- Balloon Angioplasty
- Laser Angioplasty
- Atherectomy
- Stent Implantation
- Cardiac Catheterization
- Pacemakers
- Cardioverter Defibrillator