CAIC

Continental American Insurance Company

Products

Whole Life Insurance

Permanent Insurance Protection

  • Employee coverage available up to $100,000
  • Spouse coverage available up to $50,000
  • Children coverage of $10,000 or $25,000. Child Term Rider covers all dependent children

Guaranteed Issue Available

  • No underwriting required to qualify for coverage
  • No Medical Exams Required
  • Based on participation requirements

Portability

  • Employees take coverage with them after leaving employment, as long as the master policy is in effect (with certain stipulations)
Whole Life

Benefits Included:

  • Accidental Death (employee and spouse)
  • Waiver of Premium (employee only)
  • Accelerated Death Benefit (employee and spouse)