CAIC

Permanent Insurance Protection

• Employee coverage available up to $100,000
• Spouse coverage available up to $50,000
• Children coverage up to $25,000 or $10,000 child term rider covers all dependent children

Guaranteed Issue Available

• No underwriting required to qualify for coverage
• No Medical Exams Required
• Based on participation requirements

Portability

• Employees take coverage with them if they leave the company

Builds CashValue

• Employees can accumulate savings at a guaranteed rate of return (competitive interest rates) and pay no taxes on any of the money until they use it. They have access to their cash value and have the ability to make loans or withdrawals.

Benefits Included:

• Accidental Death (employee and spouse)
• Waiver of Premium (employee only)
• Accelerated Death Benefit (employee and spouse)